Mortgage Broker Surety Bond

Mortgage Broker Surety Bond (NMLS)

Many state laws and regulations require financial services licensees to obtain a surety bond as a condition of license. State regulators or consumers can file claims against a bond to cover fines or penalties assessed or provide restitution to consumers due to failure of a licensee to comply with licensing or regulatory requirements.

In addition, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires applicants to meet “…either a net worth or surety bond requirement…” Currently, 48 state agencies require mortgage loan originators (MLOs) to either have their own bond or be covered under a company’s surety bond in order to originate mortgages. 177 license authorities managed on NMLS require the company to obtain and maintain a surety bond as a condition of licensure.

Previously, NMLS functionality had been limited to the uploading of a surety bond document. The current hard copy requirement is outdated and will be transformed to a fully electronic process that will provide efficiencies for industry and certainty for regulators starting with the System update in September 2016.

Our agency offers a variety of programs designed to help all types of mortgage bonds get approved quickly, and at excellent rates, in all 50 states.

  • 100% Secure Online Application
  • Lowest Rates
  • Approval Rate Nearly 100% (even for the less than perfect credit applicants)

You’ll want to contact the specific state department that oversees mortgage agencies about your desire to conduct business in that state. Some state’s offer checklists online, which can be very helpful. In addition to submitting an application to be become registered or licensed, most states require a surety bond be posted to guarantee compliance with their mortgage regulations. Getting bonded with All Commercial Surety is simple and completing the online application.  Once you apply we will have a quote for you most often same day. Apply Today


What Our Customers Say


I can honestly (and proudly) say that Joann is my bond hero/lifeline. Truly. I have worked with several other bond companies and have considerable experience in the compliance arena and not a single one of them measures up to the experience, knowledge and impeccable customer service that I am CONSISTENTLY provided from Joann.

Hailey Render

"Thank you so much! Everyone has been really helpful.. I will be sure to refer your company! Enjoy the rest of the week!"

Who We Are

Over 125 Years of Combined Experience

As a surety bond broker, we work for YOU not the surety company. We are licensed nationwide and appointed by 25 surety companies so that we are able to offer the best solution for all surety bond needs. We are a small organization that strives to make you feel like part of our family.

Surety Bond Experience

Your Trusted Surety Partner

All Commercial Surety works with trusted insurance companies. Get bonded by us so you can get back to running your business!

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