Business Services Bonds

All Commercial Surety makes it easy to get the Business Services Bonds you need quickly with our free online application!

Business Services Bonds Information

Business Services Bonds

Business Services Bonds are also know as Janitorial Bonds, Fidelity Bonds or Employee Dishonesty Bonds.  They are the only bonds in the surety classes that do not have a definitive obligee.  These bonds are used to give a level of security to clients that hire your company to preform a function, such as dog walking, cleaning your home or office, handyman repairs and so on.  This bond will not insure an injury or breakage or even the completion of the job.  It insures that in the event that something is stolen by one of your employees, your client may file a claim on the bond.  If the claim is paid out by the surety company, you will then be responsible to repay the surety company. Business Services Bonds are great marketing tools used by legitimate businesses to stand out from the competition, and purchasing one can be the difference between winning a job or losing out to your competition.  Almost all potential clients require proof that a business is bonded prior to awarding them the job, because having a bond demonstrates trustworthiness and credibility to both current and future clients.

Which Bond Amount Should I Choose?

The most important thing to consider when deciding how much coverage you need is where your company will be providing services. Because business service bonds protect your clients from theft committed by one of your employees, some business types require greater bond amounts than others.

For your convenience, here is a quick chart of suggested bond amounts, based on where businesses commonly work.

Type of Business              Bond Amount

Residential - Small              $10,000+

Residential - Medium         $25,000+

Residential - Large             $25,000+

Commercial - Small            $25,000+

Commercial - Large            $50,000+

Banks, Hospitals                 $50,000+

Government Offices            $25,000+

Please note that these are suggestions only and may not accurately reflect your specific coverage needs.

What We Need From You

To issue your business services bond, we will simply need to know:

  • your company name
  • company address (can be a home address)
  • desired bond amount
  • number of employees to be covered by the bond
  • the type of work performed by your company

And that’s it! Once you’ve submitted this information via our secure online portal, ACS bonds will be ready to quote your bond need.

Why Choose

We understand that you have plenty to think about when starting a business. That’s why we make getting your Business Services bond simple and straightforward. Simply complete the application online. Business service bonds do not require a credit check and there are never additional fees on these bonds when you buy from The application below will take you to our Business Services / Fidelity Bond application directly.  This application differs from our basic application as it only gathers the information needed for this class of bonds.

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Bad Credit Bond

Bad Credit - Fastest Approvals - Lowest Rates Available

  • Credit below 650 and/or have blemishes on credit report.
  • Average cost is 5-15% of the bond amount.
  • Available for all commercial bonds.

Why does credit matter? Applying for a surety bond is similar to applying for a loan. You are asking a surety company to back you financially. Reviewing credit is the best method for the surety to understand their risk. All sureties review credit as a view only and should have no effect on your credit score. While it is true that bad credit makes it harder to obtain a competitive quote, we are committed to making sure all of our customers have access to the best possible rates. While we can’t guarantee that we can provide a bond for the most extreme bad credit situations, we strive to make sure no stone is unturned! In other words, if you are insurable, we will get it written. Contact us today and let us put together an online quote for you that will exceed your expectations.

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Over 125 Years of Combined Experience

As a surety bond broker, we work for YOU not the surety company. We are licensed nationwide and appointed by 25 surety companies so that we are able to offer the best solution for all surety bond needs. We are a small organization that strives to make you feel like part of our family.

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